Financing with Our Dealership

Welcome to Our Financing Department

Hassle-Free Auto Financing near Gadsden and Southside AL

Securing new Kia financing or a used car loan is easier than ever at Kia of Rainbow City in Alabama - near Gadsden, Birmingham, Huntsville, Chattanooga, Albertville, and Oxford. Shoppers have different lifestyles, differing transportation needs, and different budgets; therefore a one-size-fits-all financing package is not the way to go. When you sit down with one of our professionals, you have the assurance that they will put together a package that is uniquely yours. 

Choose Between Affordable Auto Leases and Car Loans at Kia of Rainbow City

One of the first aspects of auto financing drivers from the Anniston and Jacksonville AL areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a Kia while keeping monthly payments low. A loan is a favorite for many near Rainbow City since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.

New Kia Financing: Lease or Buy? Used Car Loans: Affordable Options for Every Budget

Thinking about a brand-new Kia EV9 or new Kia K4? We offer both new Kia leases and new Kia auto loans to fit your lifestyle. Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease is over. If you have your heart set on owning your new Kia Sorento Hybrid, our flexible financing plans for new Kia purchases can get you into the car of your dreams with competitive rates and terms that reduce your overall costs while you build equity in your vehicle.

Used Car Loans: Affordable Options for Every Budget

Looking for a reliable used Kia Sportage or pre-owned vehicle from another automaker? We've got you covered! We understand that buying a used car requires a financing plan that fits your budget. That's why we work with a network of local lenders to find affordable monthly payments that work for you. We're committed to helping you find the right financing, regardless of your credit history. Our goal is to get you into the pre-owned vehicle you deserve with a payment plan you can comfortably manage.

More Than Just Loans: Protecting Your Investment

At Kia of Rainbow City, we offer more than just car loans. We also offer a range of auto financial products to protect your investment and give you peace of mind. These include extended warranties to cover unexpected repairs and prepaid maintenance plans to keep your vehicle running smoothly for years to come. Ask our finance team about these valuable add-ons to customize your financing package and protect your vehicle.

Let the Kia of Rainbow City Finance Team Work for You

Ready to get started? You can fill out the online finance application before you come in to get the ball rolling. It's quick, easy, and secure. When you get here, we'll be waiting. Have questions? Don't hesitate to contact us! Our friendly finance team is here to guide you through the process and answer any questions you may have. We look forward to helping you drive away in your dream car!

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